Basics about Business Insurance
At Farmers, we make it our business to stay in step with the specialized insurance needs of your business.
Our coverage is specially tailored to the unique needs of different industry segments of solutions that can help you meet the challenges that come your way—no matter what kind of business you own.
Additionally, we offer Workers’ Compensation as well as another product to provide an extra measure of protection, Surety Bonds.
Just like building a business, building an effective insurance program is done in steps. A good first step is working with Melissa to put together the right policy for the unique challenges facing your business. Please consult the links on the right for more information, or contact Melissa at 913-681-6565.
Workers' Compensation
The difference between a Farmers Workers’ Compensation policy and one offered by another insurance company is service.
As part of our service, Farmers offers your business our "building block" system to help you build a strong foundation for operating a safe, secure work environment. The building blocks include accident prevention and loss control, team service lead by your professional Farmers agent, claims management and our medical and disability management program referred to as Farmers Care.
What does this mean to you — the employer?
Reduced injuries and losses
Reduced medical and disability costs
Reduced policy adjustments
Reduced premium costs
We offer Workers’ Compensation focused on these ten industry groups:
Agriculture, Light manufacturing, Artisan contractors, Printing, Automotive, Retailers , Food service, Service providers, Hotels/Motels, Wholesalers/Distributors
Surety Bond Program
Farmers is recognized as a leader in the surety industry with expertise in a variety of bonds. Consideration can be given to underwrite almost any type of bond required. Many Farmers agents have authority to execute bonds right on the spot.
A bond covers the fulfillment of an obligation. The obligations can range from performance of a contract to following laws related to an operating license. Other obligations include paying taxes or lease fees, supplying goods, paying a court judgment, performing duties as a public official, etc.
Farmers is ready to provide the backing needed to meet your business or personal bond needs.
For more information, consult the links on the right, or contact Melissa!
